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- Financial Aid
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Financial Aid
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Financial aid includes a variety of federal and state programs designed to provide financial support toward a student's successful completion of academic goals. The purpose is to bridge the gap between educational costs and available resources.
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Financial Aid Scams Information
- Avoiding Scams - Federal Student Aid click here
- It is a free scholarship - Or a scam - California Student Aid Commision click here
- Top 5 College Student Financial Aid Scams & Fraud to Watch Out for click here
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Student Loans
Student loans are a type of installment loans that pay for college and its related costs, including tuition, fees, books and living expenses. There are two types—federal and private—and the type of loan you receive dictates how your interest rate is calculated, your repayment options and the consumer protections available.
How do student loans work? (Forbes)
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Types of Financial Aid & Getting Aid
FINANCIAL AID
FAFSA
(Free Application for Federal Student Aid): Apply for federal grants, loans, and work study money. You must have a social security number.
https://fafsa.ed.gov/FSA ID
Both students and parents need an FSA ID to submit a FAFSA. If you do not already have an FSA ID (a username and password) you can create one by visiting: fsaid.ed.gov/fsaid
Click HERE for instructions on how to create your FSA ID
DREAM
(The California Dream Act Application): Apply here for financial aid if you 1) have no social security number, 2) were enrolled full time in high school in CA for at least 3 years, and 3) will be graduating from a CA high school.
https://dream.csac.ca.gov/Other useful links
CSS Profile Presentation: An interactive presentation on how to fill out the CSS Profile. This is a financial aid application required by some private universities or out of state schools. Check with your prospective university to see if this is needed.
CSAC: Log in after you have submitted the FAFSA to check Cal Grant award status, make a school change, or monitor and manage awards. You are automatically considered for Cal Grants by submitting the FAFSA.
Net Price Calculator Center: Search for and use the net price calculator for specific colleges and universities.
Big Future Financial Aid Tools: Read articles pertaining to calculating cost and aid, loan repayment, and comparing financial aid packages.
Fafsa 4 Caster: Forecast an estimated family contribution (EFC) by using this calculator on the FAFSA website. -
What are the minimum eligibility requirements for federal aid programs?
- Be a U.S. citizen or eligible non-citizen as defined on the FAFSA.
- Possess a high school diploma (or its equivalent) or be at least 18 years of age and able to demonstrate an ability to benefit from college-level instruction if enrolled in an eligible program prior to July 1, 2012. If the student enrolls for the first time after July 1, 2012, he or she must have a high school diploma or its equivalent.
- Be enrolled in an eligible program leading to a degree, transfer, or gainful employment.
- Maintain financial aid Satisfactory Academic Progress (SAP).
- Not be in default on a federal student loan or owe a repayment of federal grant funds.
Students enrolled less than half-time (fewer than 6 units) are not eligible for student loan programs, Cal Grant, FSEOG, or FWS.
